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Attention: To Anyone Dealing With Bad Credit... Now's your
chance to gain an unfair advantage over the credit bureaus!
-
"Tired Of
Being Rejected For Loans and Credit Cards?... Need Good
Credit Fast? Follow My
Proven Step-by-Step Credit Repair System And Restore Your Credit Report In Record Time...
Results Guaranteed!"
From: The Desk Of Alex Moriarty
Dear Friend,
feel your pain. You live with the nightmare of bad
credit everyday and it seems like you are never going to wake up!
A spouse dies or walks out -- just when you need them
most. You lose a job you were
counting on. Illness strikes you or your family.
Anything can happen!
And let's face it, most J.O.B.s (just over broke) do
NOT
pay enough to make ends meet either. So when the money starts to run out,
your credit usually isn't far behind.
But… all that is
about to change for you
in a
BIG
way. Did you know there are simple
steps you can take right now that will make dramatic
improvement in your credit rating?
In as little as 30
days you could be on the road to financial recovery. Picture
yourself holding a copy of your NEW
credit report one month from now -- with tons of valuable points
added to your credit score.
Sounds good, doesn’t it?
But wait, it gets even better.
-
Imagine How Your Life Would Immediately Change If...
at this moment you had good credit! What would you do? Picture yourself
finally having the things you deserve -- like a new house, a
new car, credit cards, furniture, or a new apartment.
Whatever you need.
The bottom
line.
With
good credit, almost anything you want can be yours. So
read this page carefully! It contains insider
credit secrets
that will show you step-by-step how to repair your credit
report and settle your debts -- and I don't want you to miss a word.
And speaking of credit secrets, why not sign up to receive
my
FREE helpful & insightful
newsletter on the latest tips to mastering your
credit and managing your debts?
Just complete the form below. It will
only take a few seconds!
Why Should You
Listen To Me...
My
name is Alex Moriarty and
for the last 23 years it's been my passion to help
people fight the credit bureaus and restore their credit
histories.
During that time I've repaired enough credit reports to fill
a small library -- and I've helped thousands of good people
just like you repair their credit and live their dreams.
I'm NOT talking about minor problems either. I've
repaired some of the worst credit you can imagine. Things
like:
And much much more
Now I want you to help you.
In the next 5 minutes, as you read every word of this
article you are going to:
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Learn about your FICO Score and the
fastest way for you to increase it, so you can get
loans and credit cards!
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Learn about the Fair Credit Reporting Act
(F.C.R.A) and other laws that help you, by
protecting your rights.
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Learn step-by-step how to remove
any type of negative information listed on your
credit report and settle your debts for pennies on
the dollar. |
The good news is
that by the time
you've finished reading this article you will know exactly
how to fix your credit report, settle your debts, and save thousands of
dollars in the process.
And
trust me on this. Life takes on a whole new meaning and attitude when
you have good credit. Needless to say to that in today's tight
economy having good credit is will be a huge benefit. So
let's get started!
Your
FICO Score - SIZE Does Matter!
Way back in 1989 Fair Isaac and
Company in San Rafael, CA began developing a credit scoring system to
determine a person's creditworthiness. Today,
nearly
all lenders use the FICO score as a benchmark for approving
credit requests.
Here's how it
works. The
higher your FICO score is, the easier it will be for you to get loans and
credit cards. And the absolute best and fastest way
to increase your score is by removing negative information on your
credit report.
Did you know that
with a credit score of 720 or higher, you
can get approved for loans and credit cards instantly?!
The Fair Credit Reporting Act: Your Key To Credit Repair
The Fair Credit Reporting Act
(F.C.R.A), created by the federal government states that
all
the
information on your credit report MUST be 100% accurate and
verifiable. If it's not, the credit bureaus must delete the
information.
How can this help YOU improve your credit rating? It's
simple. The (F.C.R.A) also gives you the right to
challenge any information listed on your
credit report and get it changed or removed.
It works like this. You
write a letter to the credit bureaus (Trans Union, Equifax or Experian) disputing
the accuracy of negative information on your credit report.
You can dispute any information you feel is damaging
to your creditworthiness.
Then (F.C.R.A) allows the credit bureaus exactly 30 days
to verify the accuracy of the information you disputed.
If they fail to do so in 30 days, they must delete
the information from your credit report. It's that easy!
And here's the real shocker: Although the
negative information on your credit report might be accurate
-- the credit bureaus
are still required by the (F.C.R.A) to remove it -- if they can't prove
it's accuracy in 30 days.
What This Means For You
Is...
that even if you paid your bills
late, your car was repossessed, you filed bankruptcy or
anything else happened that damaged your credit rating
-- now you can dispute those negative remarks on your credit history
and get them removed.
Isn’t that exciting to think about? Are you beginning to
realize that you CAN repair your credit report, no matter how
bad it may be. The (F.C.R.A)
makes it 100% legal.
And the best part is that your FICO Score gains truckloads of
points automatically, every time negative information is
deleted from your credit report! Sounds easy enough right? Well,
here's the catch.
The "Secret" To Credit Repair Is...
Knowing the
exact words to use in your dispute letters.
If you know what to
write, you can
remove negative information fast and
easy -- even
if it's accurate!
But use the "wrong" words and NOTHING happens.
Or worse yet, your letters could trigger a red-flag
at the credit bureaus
-- and bring your progress to a grinding halt.
Obviously, attempting to repair your
credit is unthinkable, especially if you've never tried it
before. Why risk something this important -- when you may only
get one chance to do it right? So what are
your options?
-
You
Could Hire A Credit Repair Company...
- and if they do a good job, it's
worth the investment.
But
here's a word of caution: Credit repair is a valuable service and it
isn't cheap. Expect to
spend at least $700 for their help.
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Now, if
you have
close to a thousand dollars to shell out, who
am I to stop you. Go ahead and hire a
credit repair company. I earn my living by repairing bad
credit, so I know it works.
-
But
Frankly,
If You Can...
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spare just 10 minutes a month you
can save the money the professionals charge
-- and do it yourself. The truth
of the matter is that credit repair
boils down to just one thing: Knowing how to
write dispute letters that work! That's the secret.
Nothing more!
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But don't take my word for it.
Read
the remarkable story of Robin M. from Minnesota.
| "After
only 4 months of using your letters, my FICO (credit) score
improved by 171 points."
Alex, I can't thank you
enough. As you know, I was laid off from my job as a flight
attendant last year. Unemployment compensation
wasn't enough to manage my bills and as a result I soon became
past due on all of them.
After getting a new job and getting
back on my feet, I still had the bad credit to deal with. I
went to a credit repair company, but they wanted $500 per
negative item deleted, which was out of the question.
Then I used the credit repair letters in your book and in
one month my credit score increased 67 points. After only
4 months of using your letters, my FICO score
improved by 171 points, which was enough to qualify me for a new apartment.
I'm so happy that I found your website!
Sincerely,
- Robin M. Minnesota
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Since 1985 I have used my
hard-hitting, straight-to-the point credit repair letters to restore thousands of credit reports. Once
my work is done 97% of
my clients qualify for loans and credit cards.
Recently, a real estate broker and friend of mine offered to
promote my credit repair service to over 200 of his clients, and I
said, "Thanks, but I have too many clients as it
is. In fact, I already have enough clients to last for years."
That's when the idea hit me, and I said, "This is an awesome problem to
have!" At that moment I decided to offer my credit repair
system, including all my credit repair letters and strategies (which I've trademarked
30 Days To A Better Credit Report™) on the Internet.
I was
positive that
my credit repair letters would be
extremely valuable to people with credit problems. Especially in today's
insane economy.
So I
decided to offer the information on the web. The response
has been incredible. Here's
what people are saying about 30 Days To A Better
Credit Report...
(Last
names have been omitted for customer privacy)
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30 Days To
A Better Credit Report
-
223 Pages Of Hard-Hitting
-
Credit Repair Secrets
"If you have bad
credit and you want to buy a house, a car or anything
else that requires good credit,
you
must get this book. Alex
Moriarty has created the definitive guide for
cleaning up bad credit.
When it comes to credit repair,
he is -- hands-down -- the best."
Allen
Lacey - Killercreditrepairsecrets.com
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I give 30
Days To A Better Credit my highest endorsement!
I give 30 Days To A
Better Credit Report my highest endorsement. I've been
involved in credit repair since the mid 90's and
the credit repair and debt settlement strategies
in this powerful new book are exactly what anyone
with credit problems needs.
--Beverly Whitaker, CEO, Fidelity
Credit Repair
This book is
priceless if you have credit problems
 30 Days To A Better
Credit Report explains exactly how
to repair your credit report, with strategies and
secrets that just aren't available anywhere
else. They're clear, simple, and concise. It's
priceless if you have credit problems.
David Shapiro -
Attorneycreditrepairguide.com
Increased my
credit score by 251 points
I'm so happy to report that
my credit has made a major improvement since I
started using 30 Days To A Better Credit
Report. Two years ago I went through
foreclosure and a Chapter 7 bankruptcy, due to a
job loss and a divorce.
Before that, I had
perfect credit. Needless to say, afterwards my
credit was destroyed. But in just 3 months of
using the letters in your book, I've removed 6
charge-offs, a judgment, a lien negative
accounts on my credit report and increased my
credit score by 118 points. I'll be back on
track soon. -
Kyle J. Los Angeles, CA
Added
159 points to my FICO score
Alex, the results I've
gotten are incredible. I tried for 7 months to get the
dings off my credit report without any success,
then I used 30 Days To A Better Credit Report
and in the three month, I deleted 17 of the worst accounts
on my credit report. I also added 159 points to
my FICO score, which made me very happy. It
looked like my credit was
hopeless until I found your website.
- Sheryl T. Arlington TX
FICO
score and it had went up 163 points
Everybody I talked to said
bad credit stays on your record for 7 years and
I said "Living with bad credit is B.S.." So I
ordered 30 Days To A Better Credit Report
and started using it.
Honestly, I didn't know
what to expect. But a month later I got my
updated credit report and I noticed a lot of
stuff was missing. A lot of the bad stuff! I
checked my FICO score and it had went up 163
points too.
You made me a believer.
Once my credit it handled, I'm going to start
doing this for other people
- Donald J. Cleveland, OH
FICO Score Increased 137 Points
Thanks for making this
information available. Before I bought 30
Days To A Better Credit Report, I was paying
a credit repair consultant to fix my credit. The
results were good, but I thought why pay this
guy when I can do it myself. Then I decided to
buy your book. Best decision I've made in a long
time. Right now my credit score is 698.
It was 563 when I started 3 months ago.
- Elisa
F. Orange, CA |
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Here's A Small
Sample Of What's In 30
-
Days To A
Better Credit Report
(I'll tell you how to get a
copy of
the e-book at a
special
deep discount in a moment):
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My in-house portfolio
of credit repair dispute letters -- This massive
collection of professional credit repair letters is guaranteed to remove
late payments, charge-offs, liens,
repos, foreclosures, bankruptcies, and much more. Imagine banks that
once rejected your loan applications are now enthusiastic about
doing business with you. You can even use my letters to
start your own high-income credit repair business. |
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Discover the 3 step
credit repair system that's the fastest
way to remove bad credit. Combine this strategy with my
credit repair dispute letters and you can clean up bad credit in
record time. |
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Did you know there's a
specific number of accounts that you should
dispute at a time. Exceed this number and the credit bureaus
will STOP you cold in your tracks. |
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Learn the
jealously guarded "secret"
top-notch credit repair attorneys use to erase
judgments, eviction notices, tax liens and even
bankruptcy. Now, you can remove these negative
items and increase your FICO score in as little as 30 days -- instead of waiting
the typical 7
to 10 years to see them slowly fade away! |
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Discover how to STOP collection
agency harassment fast --
This special letter will END those irritating calls in 24 hours or less...
guaranteed! No need to argue with collectors or
screen your calls ever again. |
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Learn how to settle
your debts for as little 25 cents on the dollar -- and
get a positive rating added to your credit
report. You save thousands of dollars and
increase your FICO score simultaneously! My letters
do all the work. |
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Find out how to get rid of 30, 60, and 90 day late accounts
-- even if you haven't paid a bill on time in
6 years. My tried, tested, and proven strategies will
get rid of these damaging accounts fast!
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Discover how to
quickly add
10 years or more of perfect credit
to your credit report --
I've included a strategic plan that will build your
credit fast. It's as easy and works with outstanding
results! |
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Learn why you should occasionally
hand
write your credit repair dispute letters and how this
tactic can "speed up" your results. |
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Removed Judgment
Liens, Bankruptcy, and charge-offs added 179 points
to FICO score.
I'm really happy about something and I thought I
would share it with you. Just this year, I used
30 Days To A Better Credit Report and
added 179 points to my FICO score! Thank you so much
for making this information available.
- Gwen T. Indianapolis, IN
Settled
debts and increased FICO score.
Last month I made a
settlement on a judgment that was on my credit
report. Using the debt settlement letter in 30 Days
To A Better Credit Report, I settled the judgment
for about 20 cents on the dollar and got the
judgment off my credit report as well.
- Andre S. San Diego, CA |
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Discover the 7 things lenders "hate" to see on a loan application. If you
need a loan make sure you do NOT include any of these items
in your
loan application.
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Learn the
secret of getting delinquent
student loans back in good standing. If
student loans are ruining your credit score here's a
surefire solution to bring them up to par. This is
guaranteed to add tons of points to your FICO
score in the process. |
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Why
pay for your credit report when you can get it for free? How to get a FREE
copy of your credit report from the BIG 3 credit
bureaus (Trans Union, Experian, and Equifax.)
through a special government program. Forms and instructions included. |
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Discover how to
get your spouse's (or former spouse's) negative
information permanently disjoined
from your credit file(s)! |
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Learn the number 1 mistake made by people trying to restore their
credit. Do this and you will delay your progress by 6 months or
more. |
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Discover this exclusive credit card lender
who approves 90% of the applications they
receive... even for people with less than
perfect credit. |
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Find out how to erase file variations and other errors on your credit report
-- File variations could be anything from a
misspelling of your name to multiple social
security numbers on your credit report. Combined
with negative credit, file variations are a red
flags with most lenders. Don't take chances...
find out how to remove them. |
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Discover the most overlooked problem on your credit report and one that
scares the heck out of lenders -- and learn how to fix the problem. It's easy to correct once you know
what it is.
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Learn how to get the Federal Trade Commission to speed up your
results -- Credit bureaus not taking your disputes
seriously? No problem! Use the FTC to make the
bureaus work faster. I'll show you exactly how. You'll see
lightening fast results when you use this technique. |
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Did you know you can take your creditors
to court? If your creditors refuse to investigate your disputes, take them to court.
Discover how to use small claims court to put the heat on the credit
bureaus and get your credit reports restored. |
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Find out how to add good accounts that
are missing from your credit
report -- This happens all the time... you have accounts that
you've paid "on time" for years -- and they're not listed on
your credit report!! Now, you can get these accounts included on
your credit report and add points to your
FICO score with one letter. |
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Discover the
truth behind low interest rate cards and how you can get
burned using them.
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Learn the
1 thing you should never do if you are
rejected for a loan
or credit card. Do this and watch your FICO score plummet. |
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The
2 things you should do immediately, if you
get turned down for a loan or credit card. Do
this and you can improve credit approval rate by
89%. |
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Learn how a specific type of checking account can actually improve your
credit score. If your current bank doesn't offer this service,
find another one that does...ASAP!
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Find out how to create a $50,000 line of credit on your signature
alone! -- This
strategy will show you how to create a generous line of credit that you
can use for real estate investing. Several
wealthy real estate investors I know, used this method to launch their real estate empires. |
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Why bad credit can cause you to earn less money
and how good credit can put thousands of extra dollars in your bank
account. This has nothing to do with investing or starting a
business. |
Now you can
quickly and easily repair your credit and settle your debts
for pennies on the dollar. What's more, it’s
all 100% LEGAL!!
Even better, you won’t need the services of an expensive
lawyer! All you need is your computer and 30 Days To A Better
Credit Report!
Everything you need to know can be easily read and
understood in just a few minutes at home, in a single
reading!! (You'll be a credit and debt
expert in less than an hour!!)
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Charge-offs, a repo,
several collection accounts, and a judgment... gone --
FICO score up 211 points!
30 Days To A Better Credit Report has
made a huge impact on my credit report. When I first got the
book I had 7 pages of bad credit. Charge-offs, a repo, several
collection accounts, and a judgment.
As of today I've removed most of the bad
credit and my FICO score has went up 211 points.
- Barry H. Indianapolis
"I deleted all
of my charge-offs and my husband removed a repo from his
credit report." Both
my husband and I had bad credit and we needed to do
something fast with our new baby on the way! When I saw
your website about credit repair, everything you wrote
sounded honest and sincere. No hype or sales trickery,
so we decided to order 30 Days To A Better Credit
Report. No mistake was made.
That was 6 months ago. As of
today, both of our credit reports are looking much
better. I deleted all of my charge-offs and my husband
removed a repo from his credit report. Having good
credit gave us added security at a time when we needed
it most. - Steve and
Patty J., Lancaster, CA |
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Why Pay For Something You Can Do Yourself?
With my
specialized letters, methods, and
surefire techniques for erasing bad credit and
settling debts (often for just pennies-on-the-dollar!),
you'll be amazed at how easy it is to rebuild your
credit and your finances!
-
- Recently,
I spoke with a woman who was furious to
say the least! You see, she'd
paid a credit repair company over $1,200.00 to repair
her credit.
Then she discovered 30 Days To A Better Credit Report and realized she could
have done a better job -- and kept the
$1,200.00!
You too can save the thousands of dollars
the professionals charge, and do it yourself. It's
easy when you
know how. Clearly, you can see the value of owning your own copy of 30
Days To A Better
Credit Report, if you have credit problems.
Repairing
Your Credit Report Is Amazingly Simple
You'll learn an easy-to-follow
process
of mailing my
special
credit
dispute letters to the credit bureaus. These
letters are very specific and say exactly what's needed to repair your
credit! I've even included
instructions that explain
when you should use each letter.
All you have to do is fill in the blanks, mail
my letters, and wait for
the outstanding results that I guarantee will follow! If you can write
at the 6th grade level and mail an envelope -- I'm positive
you can repair your credit!
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Now Is Your Opportunity To Take Control
Did you know the credit bureaus are making
BIG money selling YOUR credit information.
This is your chance to gain control over what they are saying about you!
The law says that you have the right to
dispute anything you feel
isn't 100% accurate! The credit bureaus must investigate your
claims... and they must delete everything you successfully
challenge!
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Regardless Of What Your...
credit situation is today, I'm offering you the power
to change it. Maybe you have a dozen pages of bad
credit. Maybe you even filed for bankruptcy. It really makes
no difference.
Why? Because
now you can
completely restore your credit rating with the insider secrets revealed in this remarkable new ebook!
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"I've removed 4
accounts on my Experian credit report, 3 on Trans Union
and 3 on Equifax."
I thought if you
had bad credit there was nothing you could about it. I'm happy
to say that I was wrong this time. After one month of using 30
Days To A Better Credit Report, I'm happy to report that
I've removed 4 accounts on my Experian credit report, 3 on Trans
Union and 3 on Equifax. This is really working well for me.
- John K. Minnesota.
"I was having
trouble with one of the credit bureaus but then...."
I was having trouble with one of the
Big 3 credit bureaus. You can imagine which one.
They were "taking their time" reviewing my disputes.
Then I used your Federal Trade Commission letter
and I got my updated credit report within 3 days! Plus,
I'm happy to report 5 charge offs were deleted in the
process. - Jay B.
College Park, GA |
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How Much
Is 30 Days To A Better Credit
-
Report Going To Cost Me?
-
-
When I first
started my credit repair company, if someone had offered me the
information in 30 Days To A Better Credit Report I would have been
happy to pay $100,
$200, $300, even $500 to learn how to repair bad credit.
What about you? What would owning a home or a new car mean to you?
What would you do with the money you save by paying less
interest? Imagine being instantly approved for loans and
credit cards -- instead of
being rejected! Would it be worth $1,000, $500? $300?
$100? How about $50?
Keep in mind that credit repair
companies will charge you $700 or more to repair
your credit -- and make no mistake -- the results are
worth every dollar.
-
But The Good News Is That 30 Days To A
-
Better Credit Report Is Only $37.00
Valuable as it is, 30
Days To A Better Credit Report can be
yours for a one-time investment of only
$47.00 When you consider that the average cost
for a credit repair company to fix your credit
is $700, you looking at saving a whopping $600
or more by doing it yourself!
Plus
Get 3 Exciting Bonuses ABSOLUTELY FREE!!!-
- When you
reserve your copy of
"30 Days To A Better Credit Report" I'll
throw in 3 powerful bonuses absolutely
FREE!
You'll get:
-
-
Bonus Number 1:
Understanding Your FICO Score - Your FICO score will
make or break your credit history. If you want to know
what's really going on behind the scenes, and how to make the credit system work
for you, then you must have this ebook. Value $20.00
Bonus Number 2: Getting Out Of Chexsystems - Have bad
checks turned your life into a nightmare? If so, then
discover how to get the "bad rap" of NSF checks off your
record for good! Value $20.00
-
Bonus Number 3:
The Credit Wizard - Here's a powerful computer
desktop financial calculator you can use for virtually any
financial transaction. You'll find indispensable if you are
buying a home, a new car or paying off credit card debt. Value $19.00
- Keep
in mind, the free gifts listed above only available
when you secure your copy of "30 Days To A Better
Credit Report" on or before midnight, Sunday, March
21, 2010. So
reserve your copy now, and download
everything today. You'll have everything you need within
minutes.
|
"My credit score is
710, which is more than enough to buy a house."
Hi Alex,
I just wanted to let you know that I'm very
happy with the results of using 30 Days To A Better Credit Report.
When I bought the book my credit score was only 540. Now it's 710,
which is more than enough to buy a house.
Thank you for making this information
available. It's worth a fortune to me!
- Frank J. Santa Cruz, CA
"I have removed 27
negative items from my credit report."
Outstanding information. I
would recommend 30 Days To A Better Credit Report to anyone dealing with the credit
bureaus. Sent out my first round of
disputes on January 3rd 2008. In less than 5 months, I
have removed 27 negative items from my credit report.
- James C. Bakersfield, CA
|
While
You Are Sitting There Reading This...
I bet you're
thinking about all the things you are going to do after you
download a copy of 30 Days To A Better Credit Report
and fix your credit.
Clearly, you realize that the money you will save by having good credit, will pay for the
book hundreds, if not thousands of times over.
So during the next few moments, ask yourself this: How many
opportunities have you missed because you were held back by
bad credit?
Aren't you tired of the way things are? Aren't you ready to
make a change? Or... do you want to continue to live with the
stigma of bad credit hanging over your head?
Obviously, you want good credit, or you wouldn't have read this far, so
why not
get a copy
of 30 Days To A Better Credit Report right now?
-
With My 60 Day Money Back
Guarantee
-
You Risk Absolutely
Nothing
30 Days To A Better Credit Report is
100% guaranteed to
give you everything you need to restore your credit report -- or you
get your money back. The guarantee is
simple: You assume ZERO risk.
I'm so confident that you'll be
thrilled with
your credit report after using 30 Days To A Better Credit Report, that I'm willing to make this
strong guarantee in writing:
Go
ahead and
download the ebook now and put it to the test.
Use it for a full 60 Days, and you'll see that
it really does what I say it will. The ebook is written in Adobe Acrobat PDF format
too, so you can print out 1 or all 223 pages if you like.
And once you see how simple it is to repair your credit, I
know you'll
be happy with your results.
But if you aren't satisfied for
ANY reason, just let
me know within 60 days and I'll be glad to refund 100% of your
money.
You Will See Bad Credit Disappear In 30 Days!
Remember: 30 Days To A Better Credit Report
will show you step-by-step how to fix your credit report and
add massive
points to your FICO score -- so you can get approved for
loans and credit cards
fast!
Don't miss out on this opportunity. Every day you procrastinate is
another day wasted with bad credit.
Secure a copy of my book
now, so when opportunities come up (and you know
they will) you'll be ready to take full advantage of
them.
Sincerely,
Alex Moriarty
P.S. Click here to read
10 more reasons why getting a copy of 30
Days To A Better Credit Report will be one of the best
investments you'll make this year.
P.P.S.
If you are still unsure of what to do remember this:
30 Days To A Better Credit Report has a strong 60 day
money-back guarantee. That's 2 whole months to try it out.
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